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Take Charge of Your Debit Card with CardValet® Mobile App

CardValet® is the mobile app that lets you control debit card usage and spending on the go for personal and business Commerce Bank Texas Debit Cards.

CardValet empowers you to take a proactive approach in setting controls that complement the fraud protection already in place with your account.

Get Started

To start using CardValet, download the CardValet app from the Apple® App store or Google Play® store from your compatible mobile device1.After downloading the app, complete the registration process ensuring that your account validation information matches that on file with Commerce Bank Texas for your personal or business Commerce Bank Texas Debit Card.


Control Spending

With CardValet you can set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores. You can also establish controls by location. The app’s flexibility lets you change these parameters at any time so you may update your controls for everyday use, vacation or even holiday shopping to fit your spending needs.

Fraud Protection

Be even more proactive in protecting your debit card against fraud with controls that let you turn your debit card “off” when you are not using it. When your card is “off,” no new withdrawals or purchases can be authorized. Take advantage of additional safeguarding features such as real-time alerts on your card activity and geographic parameters to limit where your card may be used.

Review Balances and Monitor Transactions

Monitor your finances from anywhere. Use the CardValet app to check your account balances and set alert preferences to keep you informed of your account activity.

Login and Registration

When you open the CardValet app you will be provided with options to register or login. If you select the "New User" button, you will be taken through the registration process.

Registration Process

Enter Debit Card Number - You will be prompted to enter your 16 digit debit card number
If you have not started the registration process the debit card will be blue
If you have started the registration process and left without finishing, the card will be gold

Card Validation - Once you have entered your card number, you will be prompted for card and billing information. The security information entered on this screen will be validated against the information we have on file at the bank.

Security Validation - As an additional security measure, you will need to enter the last four digits of your Social Security Number.

Accept Terms & Conditions and Privacy Policy - After you enter your password, you will be asked to accept the Terms & Conditions and then the Privacy Policy to complete the registration process.

Create User Profile and Set Password

User Profile - After your card has passed the validation process, you will be prompted to create your user profile by choosing a user name and password. The application will make several recommendations for a login name based on a combination of your first and last name. You choose one of the recommended user names. 

You will then enter an email address for the app to send information including alerts and password resets.  You will also be prompted to enter your full name, which will be used for display within the app.

CardValet is a trademark of Fiserv, Inc. or its affiliates.
Apple and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
1Standard text messaging and data rates may apply.